November 30, 2023

Right this moment, the difficulty of inflation has turn into one of the essential points on this planet. Due to this fact, in accordance with this want, startups have appeared all around the world, whose mission is to present loans to individuals to purchase items.

In Iran, there are websites corresponding to Lendo, ghesta, Azki Vam, Ghesti Membership, Digipay, and so on., which give mortgage candidates the chance to simply buy the product they need.

Within the continuation of this text, we’ll evaluate the DGshahr startup, which is likely one of the startups that gives loans and credit score for the acquisition of product.

Introducing DGshahr companies

DGshahr gives numerous services to mortgage candidates by offering product loans for installment purchases. DGshahr regardless of the validation score of individuals can provide them loans with 60 months refund.

Advantages of getting a mortgage from DGshahr

  • The bottom charge
  • Greater mortgage quantity
  • Longer compensation interval
  • No want for a guarantor
  • Much less time in granting loans
  • Free validation

The bottom charge and the bottom efficient fee

One of the essential benefits of receiving a mortgage from DGshahr is the bottom charge. Mortgage candidates pay completely different charge ranges in accordance with their mortgage compensation interval:

6 months: 5% facility charge

12 months: 5% facility charge

18 months: 6.72% facility charge

24 months: 8.24 facility charge

30 months: 9.24% facility charge

36 months: 9.96% facility charge

42 months: 10.64% facility charge

48 months: 11.29% facility charge

60 months: 12.52% facility charge

In case you are in search of a low-interest mortgage, or in different phrases, a mortgage with the bottom charges, DGshahr has supplied you with the chance to purchase extra items and, consequently, the quantity you obtain will improve considerably in comparison with different rivals in Iran.

Greater mortgage restrict

The restrict on the quantity of mortgage obtained is likely one of the most essential benefits that distinguish DGshahr from different rivals.

Most mortgage compensation interval

The compensation interval of DGshahr mortgage is about as much as 60 months in accordance with your wants, in fact you may even change the quantity of credit score you obtain and decide the compensation interval of the mortgage installments. However what is named a bonus is the 60-month ceiling as compensation of the power, which is able to end in extra revenue. In truth, DGshahr has the longest compensation interval in comparison with different lendtechs that provide loans for the acquisition of products. Due to this fact, it’s thought-about a superb financial choice for candidates who need to pay their mortgage in long-term installments.

Get a mortgage single with a examine

Receiving a credit score of 120 million tomans with a single examine with out the necessity for a guarantor is an important service supplied by DGshahr to candidates for a mortgage for the acquisition of products. You may get an instantaneous on-line mortgage in accordance with your credit standing to purchase installments with a examine from DGshahr.

Much less time in granting loans

Step one for purchasing merchandise in installments is to decide on an organization that we are able to belief and purchase our “goal merchandise” with the very best quality and the fitting value. The goal product is definitely the required product that must be bought in accordance with the specified credit score restrict and its compensation interval, and whereas satisfying our wants, we also needs to fulfill the funding in one of the best ways and keep away from paying double prices for the acquisition. We are going to purchase the identical product sooner or later.

However an important factor that occupies the thoughts of the applicant for a mortgage within the first place is the credit score restrict, annual compensation curiosity and assure. To date, DGshahr has supplied all three situations for on-line mortgage candidates; In different phrases, these three benefits in DGshahr are:

  • Having the best credit score restrict (200 million Tomans)
  • Having the utmost installment compensation interval (60 months)
  • Obtain a mortgage as much as 120 million tomans with out the necessity for a guarantor

Free validation

Beforehand, it was essential to pay a charge for validation in an effort to obtain a product mortgage. Suppose you might be presupposed to obtain credit score from a number of completely different locations and consequently it’s a must to pay a charge for validation every time. Free validation is likely one of the most essential measures taken by DGshahr for customers in order that they not must pay to obtain credit score for buying their items. Due to this fact, receiving a mortgage with free validation is one other benefit provided by DGshahr to candidates.

Figuring out the mortgage quantity based mostly on an individual’s validation score

The that means of validation score is an individual’s creditworthiness in paying his obtained credit over time. In different phrases, if an individual is taken into account one of many creditworthy clients who has paid his earlier loans on time, he may have validation score.

Advantages of installment buy

DGshahr gives candidates with the power to buy sturdy shopper items by providing loans as much as “200 million tomans” and a “60-month compensation interval”. However along with these two particular benefits, DGshahr has additionally thought-about different distinctive services for on-line mortgage candidates, that are distinctive in comparison with rivals. Receiving a mortgage of as much as 120 million Tomans with no guarantor and with just one fisherman’s examine to ensure the cost of installments throughout 60 months and receiving 200 million Tomans with two checks has made DGshahr one of the best lendtech in Iran within the area of making use of for important loans for the acquisition of products.

What merchandise could be bought with a DGshahr mortgage?

A few of the greatest merchandise which you can purchase from Digi Metropolis retailer are:

Digital merchandise

A very powerful digital items obtainable in DGshahr’s on-line installment purchasing retailer are: cellphones, laptops, cameras, storage tools, and so on.


A very powerful digital items obtainable in DGshahr’s on-line installment purchasing retailer are: carpets, furnishings, fridges, washing machines, and so on.


It’s attainable to purchase all types of installment bikes in numerous lessons from Niked and Sport to scooters at DGshahr retailer.

Different classes of merchandise obtainable on the DGshahr web site are:


Tools and instruments

Sports activities and journey